Question 1

How does Directimo help me get confidence in my decision?

Accepted Answer

We leverage our access to the full Resales and New Developments market on Costa del Sol to match the properties to your preferences. We work with Top Local Agencies selected from over 200+ to ensure you receive tailored services from the agency with best expertise for your profile. We correlate and balance your preferences and needs with the market reality and trends. We help you finding the right balance between price/quality/location and match properties for your unique profile. During a vacation home transaction there are multiple parties and service providers involved, therefore it's critical to have Directimo integrating all services towards your expectations. We assist you across the entire cycle of Finding, Buying, Enjoying your vacation home by provide a second objective opinion and access to multiple service providers to choose from.

Question 2

How does Directimo assist me?

Accepted Answer

We start with articulating together your requirements about your next vacation home investment. Irrespective if you're looking for personal use, investment or a mix, we begin monitoring the market for properties matching your profile. We send you with a frequency at your choice the properties matching your search criteria. We perform background check for the short listed properties. We provide online viewing for the short listed properties. We match you with the Local Agency specialised in your requirements. We provide second opinion across the physical tour and selection process. We provide options and arrange online meetings with top local service providers required during acquisition and post-acquisition phases, including Lawyers, Financial Advisors, Property Management.

Question 3

How Does Directimo match the properties for me?

Accepted Answer

70% of home buyers are not happy with their acquisition, as stated by Remax Europe report. We help calibrate your 'must haves' and 'nice to haves' expectations with market reality in order to support an informed and confident decision. You share the preferences in terms of vacation home purpose (investment, lifestyle, mix), property type and requirements (location, budget, number of bedrooms, bathrooms, facilities, community type and other specific needs) and we match the properties from our comprehensive database with your needs. Our Comprehensive database is linked to all resales and new developments local databases and every time there is a new property on the market matching your requirements we share it in your account. For each new listing you have the option to like and keep it in your wishlist. We verify the developer, the asset potential, the location and perform market price analysis in order to ensure an objective assessment of the property. We analyze the payment options and payment plan. When the time is right you may request virtual tour for the shortlisted properties.

Question 4

How does Directimo match the Local Agency for me?

Accepted Answer

Our network of local agents and agencies are covering the full spectrum of locations and budgets. Each of them is specialised in a specific area and budget, hence we'll introduce you to the best fit, allowing a successful collaboration. Your Directimo advisor will continue to assist with second opinion, ask for feedback about collaboration with local agencies, and will support any additional need or change required.

Question 5

How does the Local Agency support me?

Accepted Answer

Once the preferred locations and property specifics are defined the assigned local agent will ensure you receive all specific information about the shortlisted properties. The local agent will arrange virtual or physical viewings and ensure the buying process is fully assisted considering the local acquisition process.

Question 6

What benefits I have working with local Legal Services?

Accepted Answer

Delegate all the buying process, including assistance for AML/KYC (that can be very complicated in Spain). Covers potential fraud risks through complete due diligence about the property. Covers warranty clauses and repair terms with related penalties. Introduction of penalty or termination clauses for failure to comply with construction terms or other contractual obligations. All funds are included in the customer's account. Personal payment can be made or based on a payment mandate, payments can be made to the law office.

Question 7

What taxes and buying costs should I expect

Accepted Answer

Total Acquisition Costs Estimation: New properties: 3.000 EUR + 12.41%. Resale: 3.000 EUR + 8.21%. Breakdown: State Taxes: - 11.2% on New Buildings: 10% VAT + Stamp Duty 1.2% - 7% on Resale Properties (named property transfer tax). Notary fees - approx. 2.200 EUR for a property that values 350.000 EUR and approx. 2.700 EUR for a property that values 800.000 EUR. Lawyer's fees - 1.21%, VAT included. Other costs - 600 euro. Foreigner Identification Number (NIE) - approx. 300 EUR. Digital Certificate - approx. 180 EUR. Opening Bank Account - approx. 100 EUR. All funds are included in the customer's account. Personal payment can be made or based on a payment mandate, payments can be made to the law office.

Question 8

What are the taxes for property ownership in Spain?

Accepted Answer

Property tax (IBI), including garbage tax: local tax claimed by the City Councils, which must be paid by the owners of any property. Ranges from 0.2-0.3% from market value (resulted from a grilled price based on the cadastral value of the property). Rental income is subject to tax at 24% for non - EU residents and 19% for citizens residing in the EU, Norway and Iceland.

Question 9

What commission do I need to pay to Directimo?

Accepted Answer

In Costa del Sol and most vacation markets in Europe, buyers do not pay a commission. For residential developments, prices are fixed, whether you purchase on your own or with the assistance of a real estate agent. For resale transactions, over 90% of deals involve two agents: the listing agent (seller's agent) and the buyer's agent, who share the commission paid by the seller. Directimo's concierge services are free for the standard cycle of finding, purchasing, and post-sale management.

Question 10

Where does the brand name 'Directimo' come from?

Accepted Answer

Imo comes from Imobiliaro (Portuguese), Immobilier (French), Immobilien (German), Immobiliare (Italian). The word 'Direct' represents the access to transparent and trusted market data. In addition it covers the objective property insights and finding/buying/managing services.

Directimo: Costa del Sol's Leading Buyer Agent

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